Whatever your status or needs, FIRST FINANCING LIMITED can offer a solution for you. Maybe you are on a low income or retired? Perhaps you have run into difficulties and been left with bad credit or poor credit history? You may simply have no credit history. We assess your personal situation now rather than just turning you away based on the past. Responsible use of our credit cards and financing options can help people with bad credit to rebuild their credit rating. So far we have already helped over 50,000/small-medium business owners and individuals get back on their feet. Why not apply today and join them?

To build your credit rating with a FIRST FINANCING LIMITED, follow these 5 steps every month:

  1. Use your credit line options.
  2. Always stay within your credit limit.
  3. Pay at least the minimum payment due on time every month.
  4. Keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order.
  5. Don’t take on too much debt elsewhere. You should be able to afford the debt that you have.

There are no guarantees, but if you follow these 5 steps consistently every month, you should be on track to improving your credit history and building a strong credit rating. If you don’t follow these steps, you could harm your credit rating and ability to obtain more credit. If you do miss a payment or go over your credit limit, get back on track as soon as you can by following these 5 steps. The sooner you do, the sooner you can start improving your credit history and building a strong credit rating.

As a responsible lender, FIRST FINANCING LIMITED will seek to provide you with a credit limit that reflects your needs and your ability to manage your account.